Enter your date of birth to see the exact day you reach State Pension age under the law as it stands, and what the State Pension pays in the 2026/27 tax year.
Rates checked 1 October 2026 against GOV.UK. Pension age rules checked against legislation.gov.uk, up to date on 1 October 2026.
| Rate | Weekly | Every 4 weeks | Yearly | 2025/26 weekly |
|---|---|---|---|---|
| Full new State Pension | £241.30 | £965.20 | £12,547.60 | £230.25 |
| Full basic State Pension (Category A or B) | £184.90 | £739.60 | £9,614.80 | £176.45 |
Rates apply from April 2026. A full new State Pension of £241.30 a week is £12,547.60 a year.
| Date of birth | State Pension age |
|---|---|
| Before 6 December 1953 | Already reached. It depended on legal sex, so check GOV.UK |
| 6 December 1953 to 5 October 1954 | On a set date between 6 March 2019 and 6 September 2020 |
| 6 October 1954 to 5 April 1960 | 66th birthday |
| 6 April 1960 to 5 May 1960 | 66 years and 1 month |
| 6 May 1960 to 5 June 1960 | 66 years and 2 months |
| 6 June 1960 to 5 July 1960 | 66 years and 3 months |
| 6 July 1960 to 5 August 1960 | 66 years and 4 months |
| 6 August 1960 to 5 September 1960 | 66 years and 5 months |
| 6 September 1960 to 5 October 1960 | 66 years and 6 months |
| 6 October 1960 to 5 November 1960 | 66 years and 7 months |
| 6 November 1960 to 5 December 1960 | 66 years and 8 months |
| 6 December 1960 to 5 January 1961 | 66 years and 9 months |
| 6 January 1961 to 5 February 1961 | 66 years and 10 months |
| 6 February 1961 to 5 March 1961 | 66 years and 11 months |
| 6 March 1961 to 5 April 1977 | 67th birthday |
| 6 April 1977 to 5 May 1977 | 6 May 2044 |
| 6 May 1977 to 5 June 1977 | 6 July 2044 |
| 6 June 1977 to 5 July 1977 | 6 September 2044 |
| 6 July 1977 to 5 August 1977 | 6 November 2044 |
| 6 August 1977 to 5 September 1977 | 6 January 2045 |
| 6 September 1977 to 5 October 1977 | 6 March 2045 |
| 6 October 1977 to 5 November 1977 | 6 May 2045 |
| 6 November 1977 to 5 December 1977 | 6 July 2045 |
| 6 December 1977 to 5 January 1978 | 6 September 2045 |
| 6 January 1978 to 5 February 1978 | 6 November 2045 |
| 6 February 1978 to 5 March 1978 | 6 January 2046 |
| 6 March 1978 to 5 April 1978 | 6 March 2046 |
| 6 April 1978 or later | 68th birthday |
Your State Pension age is fixed by law, so the date this calculator gives you comes straight from the legislation. The rules sit in Schedule 4 to the Pensions Act 1995, as changed by the Pensions Acts of 2007, 2011 and 2014, and legislation.gov.uk records that schedule as up to date on 1 October 2026. For anyone born on or after 6 December 1953 the result matches the GOV.UK State Pension age checker.
People born between 6 October 1954 and 5 April 1960 reach State Pension age on their 66th birthday. For anyone born between 6 April 1960 and 5 March 1961 the age goes up one month at a time, so someone born on 1 July 1960 reaches it at 66 years and 3 months, on 1 October 2026. Everyone born between 6 March 1961 and 5 April 1977 reaches it at 67. The move to 68 is phased in between 6 May 2044 and 6 March 2046, and anyone born on or after 6 April 1978 reaches State Pension age on their 68th birthday.
Three birthdays need a rule of their own because the month they land in is too short. The law says someone born on 31 July 1960 reaches State Pension age on 30 November 2026, someone born on 31 December 1960 on 30 September 2027 and someone born on 31 January 1961 on 30 November 2027. If you were born on 29 February and your pension date would fall on a 29 February that does not exist, the calculator follows the GOV.UK rule and gives 1 March.
The money figures are the 2026/27 rates published by the Department for Work and Pensions. The full new State Pension is £241.30 a week and the full basic State Pension, for people who reached State Pension age before 6 April 2016, is £184.90 a week. The yearly figure is the weekly rate multiplied by 52, and the 4-weekly figure is what a normal payment day brings.
If you enter your qualifying years, the calculator takes that number out of 35 and applies it to the full new State Pension, with nothing paid below 10 years. That is the rule for records that started after April 2016. If you paid National Insurance before then, and especially if you were contracted out, your real amount can be higher or lower, so treat our figure as a guide and get your forecast from GOV.UK.
The box that asks what happens if the pension rises only multiplies today's rate by the number you type. It is not a forecast of the triple lock. When Parliament changes the timetable or new rates are published each April, we update this page and the date at the top.
No. GOV.UK says you have to claim it. You should get a letter about how to claim close to your State Pension age. If it has not arrived and you are within 3 months of that date, you can ask GOV.UK for an invitation code and claim online.
Usually 35 if your National Insurance record started after April 2016, and you need at least 10 to get anything at all. GOV.UK says people who were contracted out before 2016 will usually need more than 35 years to reach the full rate.
It could. The government started its third review of State Pension age in July 2025, and any change would need a new law passed by Parliament. The government has said it will give people 10 years' notice of a change. Until then the dates in this calculator are the ones in force.